MY FINANCES

Overview

October 2026
YOUR FINANCIAL SNAPSHOT

Your money at a glance ✳

Everything you need to stay on top of your finances.

Recorded net position
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Across all your accounts
Income this month
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Money coming in
Expenses this month
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Money going out
Net transaction flow
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Income minus expenses

Money in vs out

Recorded payments received and spent over 6 months

IncomeExpenses

Spending breakdown

Where your money went this month

Recent transactions

Your latest activity for the selected month

Transactions

Search, review and manage your payments, month by month.

0 transactions
0 selected
SelectTransactionDateCategoryAccountAmountAction
Showing latest transactions

Monthly budgets

Set comfortable limits and keep spending in check.

Monthly budget₹0
Spent in budgeted categories₹0
Remaining₹0

Your accounts

Know what you have, and what you owe.

Balance calculation

Account opening balances before April 2026 are unknown. Displayed balances are only movements from recorded transactions until you enter actual opening balances for each account. Credit card purchases increase card dues. Paying the card or moving money between accounts is a Transfer, not a second expense.

Financial insights

Explore payment patterns. Receipts are not automatically counted as earnings.

Daily spending calendar

Tap a day to inspect transactions

Spending signals

Money movement and unusual amounts

Recurring payment suggestions

Potential recurring merchants from prior months. No reminders are created automatically.

Merchant rules

Remember your corrections for the next Google Pay import

PDF import history

New records and duplicates logged with every confirmed import

Financial planning

Track upcoming commitments, loans and goals without guessing what PDF transactions mean.

Coming up

Upcoming scheduled commitments; not marked as paid automatically

Recurring payments

Manual reminders, not automatic deductions

Loans & money owed

Track principal and repayments separately from imported bank movements

Savings goals

Set a target and record how much you have allocated toward it

Credit cards

Recorded card movements; actual outstanding requires a verified opening balance

More

Everything else in your money manager

Manage categories

Create categories for your expenses and income. They will be saved in your account and appear throughout Moneta.

Help & FAQ

Profile & income

Salary, other income streams and commitments in one place.

Personal details

Only your name is saved. Disabled fields are not sent to the server.

Income allocation

Estimated monthly salary and other recurring income minus configured fixed expenses.

This is a planning estimate, not a verified bank balance. Loan receipts and refunds are excluded from configured income.

Income sources

Add salary, freelance, business, rent, interest or other sources. Choose the account where each is paid.

Matched bank credits

Recent credits from your configured income sources (not necessarily verified payroll).

Statement salary candidates

Bank credits mentioning salary or your organization that still need a source match.

Settings & data

Your records are stored securely in your private account.

Import PDF statement

Use the existing PDF importer for Google Pay, SBI and ICICI statements. Preview overlapping transactions before saving.

Categories

Add custom expense and income categories, update colors, and use them in imports, transactions and budgets.

Help & FAQ

Payment reminders

Choose when to show rent, bills and recurring payment alerts. Notifications are always optional.

Browser notifications work while Moneta is open. No alerts are sent when it is closed.

Appearance

Switch between the blue-and-white light theme and a comfortable dark theme.

Excel export

Download a workbook containing your transactions, accounts and budgets.

Format: XLSX · Currency: INR (₹) · Private cloud storage

Refresh records

Reload the latest information from your account.

Try example data

Populate an empty ledger with sample transactions to explore the charts and budgets.

Security & install

Install Moneta on your home screen. Your verified email and password protect your account.

Create server backup

Create a private snapshot of your records. Recent snapshots are retained for up to 30 days.

Start fresh

Remove all transactions and restore default accounts and budgets. Export your Excel backup first.

Protected test deployment. Keep your own Excel exports; restore and recovery testing is still in progress.